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Hugo Insurance Services

Hugo Insurance Services

www.withhugo.com
What is your customer experience with Hugo Insurance Services?

Hugo Insurance Services Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

AI insights based on reviews
Rating Distribution

Hugo Insurance Services has a 2.3 star rating from 13 reviews; consumers are mostly dissatisfied, citing trouble contacting reps, claim delays, and account access issues.

Key Takeaways for Future Customers

  • Check Hugo Insurance Services reviews before enrolling.
  • Monitor billing and charges and confirm refund policy.
  • Pay-as-you-go can be convenient but may cost more if payments lapse.

Negative Feedback / Risk Areas

  • Frequent customer complaints about inability to reach a human representative.
  • Account lockouts, login problems, and poor claim follow-up.
  • Refund delays, disputed charges, and unclear cancellation policies.

Positive Feedback

Users note convenience, daily insurance options, and easy pay features as benefits.

View full overview ›

Media from reviews

Hugo Insurance Services - Trouble adding a vehicle
Hugo Insurance Services - I no longer have access to the phone # or email on the accountHugo Insurance Services - I no longer have access to the phone # or email on... - Image 2Hugo Insurance Services - AccidentHugo Insurance Services - Somebody hit my truck why it was parkHugo Insurance Services - Somebody hit my truck why it was park - Image 2Hugo Insurance Services - Make payment
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Show reviews that mention
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Valentina G Yez

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Philadelphia, Pennsylvania

Hello, My name is Valentina. I am a...

AI Highlights
  • Valentina of Matkoff & Shengold seeks claim status for Darnell Thomas Jr. and Destiny Drayton.
  • They want claim number, adjuster contact, and call number.

Hello,

My name is Valentina. I am a legal assistant at Matkoff & Shengold law office.

Our clients are Darnell Thomas Jr. and Destiny Drayton. The policy number is Hugo-476**** DOA: 4/14/2026. I tried calling (515) 303-****, but there's no option to talk to a representative.

We would like to know if a claim has been open, if so, what the claim number is and the adjuster's contact information so that we can send our letter of rep?

If not, we would like to open a claim. Please advise, please provide a good number to call.

Thank you.

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Jaicettc C

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Trouble adding a vehicle

Hugo Insurance Services - Trouble adding a vehicle

I'm trying to add a vehicle and I'm being told the vehicle can't be covered. I'm trying to find out why the vehicle can't be covered.

Pros:
  • Good service
Cons:
  • Not being able to cover my car

Preferred solution: I’d like to add the vehicle to my policy

View full review
Anonymous
map-marker Birmingham, Alabama

I no longer have access to the phone # or email on the account

Hugo Insurance Services - I no longer have access to the phone # or email on the account
Hugo Insurance Services - I no longer have access to the phone # or email on... - Image 2

My phone got hacked, so I no longer have access to the email or phone # att ached to my account. I've tried everything.. so attached is a photo of my driver's license and a picture holding my licesns

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Chris E Ung

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Stockbridge, Georgia

I have someone using my name and...

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full

I have someone using my name and information for an insurance policy with y'all. They said they were my friend and they loved me and everything, but it wasn't true; they were just using me.

Pros:
  • Easy pay
Cons:
  • Too expensive

Preferred solution: Full refund

User's recommendation: Keep your information safe and to yourself and don't help others with their car insurance

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Lillee Etv

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

File a claim

I have not heard back from them yet I had a accident on 3/30/2026 a policy holder of the company hit my car while it was parked so I'm waiting on someone from the company to contact me

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Anonymous
map-marker Shepherdsville, Kentucky

Injury

AI Highlights
  • Thomas was a passenger in a wreck on Nov 15.
  • The driver Ned Yost had Hugo Insurance.
  • He wants to discuss his claim; 31473 was mentioned.

My name is thomas and nov 15 I was the passenger that was in a wreck the driver ned yost had hugo insurance at the time of the accident I frankly wanted to speak with someone about my claims number I had called hugo one day last week and I think that they had said someone was working on my claims and the ex was 31473 I could be wrong frankly I couldn't understand him to well my lumbar vertibras neck i want to wrap this up

User's recommendation: I'm still waiting hoping someone will call I have other options however I thought if I contacting them myself maybe we could resolve this ourselves I may have to contact a lawyer I wanted to take care of this myself because since the wreck it's been harder for me to care for my terminally I'll fiance so if I can do this myself instead of dragging this out I can hire a nurse to help

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NInti G

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Atlanta, Georgia

Unable to access my account

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AI Highlights
  • I've tried contacting Hugo about changing my info and access, with no action.
  • I was told I would be helped but got another login that doesn't fix Hugo.

I have made several attempts to contact Hugo regarding my change of information and access to my account. I found Pissed and was contacted regarding Hugo, but nothing has been done.

I was told that I would be helped, but instead, I was provided with another login, which is not helping me with Hugo. I'm not sure what else to do; it's been 4 days, and I am still not able to reach a human to help me.

Preferred solution: access to my account so I can pay my insurance and a support person who can help

User's recommendation: If you get locked out of HUGO dont expect any great help and support sucks

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Latrease Ffc
map-marker Saint Louis, Missouri

I never got to talk to anyone about my problem. I locked my phone and keys in the car and couldn't get anyone to talk with all I got was voicemail

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AI Highlights
  • Request a better system to solve problems, not AI.
  • I'm upset about not getting help when I need it.
  • This is not supposed to happen.

Get a better system and not AI to solve problems I'm still upset about not being able to get the help when I need it. What if I was in an unsafe place just me or with one of my grandkids. This is not supposed to happen under any circumstances never

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Carrie M Pyz

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Full coverage

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AI Highlights
  • Full coverage wasn't offered.
  • I provided finance information and the lien holder's address: Golden Corner Auto.

I need full coverage and it wasn't offered to me at all, so I thought I was paying for full coverage whenever I purchased it because I gave the finance information and the lien holder's address: Golden Corner Auto. That needs to be fixed.

Preferred solution: Full coverage

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Latrease Ffc
map-marker Saint Louis, Missouri

Locked Out

AI Highlights
  • I was satisfied with Hugo until I locked my phone and keys in my car.
  • I'm new to Hugo and like pay-as-you-go plans but I want better weekend support.

Up until I locked my phone and keys in the car I was satisfied with Hugo. I'm new to Hugo and I like pay as you go plans Hope you do better with your customer service especially during the weekend. N Owens

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Carrie M Pyz

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Full coverage

I need full coverage for my car, and I only have liability. Can you please help me with that? My number is 864-364-****.

Preferred solution: Full coverage

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Shelarisse G

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

When I paid for 1 day the app blocks you from adding on extra days the app has blockers to make you pay a higher rate the next day. Scams

AI Highlights
  • The app blocks adding extra days.
  • No live customer service line available.
  • The reviewer alleges a policy change to scam customers by blocking days.

Can't add on extra days because the app blocks you. Can't talk to anyone there's no customer service person on line for a live complaint I think this insurance company changed the policy to scam the customers out of more money by blocking customers from adding more days after their just learning how to use the app i tried adding another day and was blocked again so my rate wouldn't go up but that's how this company gets you so they can charge you at a higher rate, I think President Trump needs to know about this company and how they operate.

User's recommendation: DON'T GET SCAMMED.

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Kirstin C Hdr

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Need to renew insurance and cancel old policy information

AI Highlights
  • There is an existing Hugo account with weekly $40 payments.
  • I am locked out; Hugo shows an account, blocking renewal or cancellation.

I had an account already with hugo. Every Friday I was paying 40 $ to keep the policy active.

I got locked out of my phone and I'm not able to get back in into the phone so I couldn't pay the insurance on time .

I bought a new phone a couple days after the car insurance was due and tried to log into my account off my new phone but it's saying that I already have an existing account with hugo . I've tried using several different numbers and it's still not letting me renew or even cancel my old policy

User's recommendation: Decent

View full review

Insurance Expert Talks

Insurance Claims Tips: What Red Flags to Watch Out

Insurance Claims Tips: What Red Flags to Watch Out

How to file an insurance claim? Why do you need a public adjuster? Vince Perri, CEO of Commercial Claims Advocate, shares his best tips about insurance claims. Find out how to deal with complex residential insurance claims and commercial losses.

Read full article
Vince Perri
Vince Perri

Vince Perri is a Expert Claims Adjuster and CEO of Commercial Claims Advocate. He has over 14 years of experience in handling large commercial losses and complex residential insurance claims.

Anonymous
map-marker Montgomery, Alabama

Accident

AI Highlights
  • I was hit by an 18-wheeler while coming from work.
  • It hit back to front; driver side and back door damaged.
  • It was early morning and I was alone.
Hugo Insurance Services - Accident

I was in a accident a 18 wheeler hit me I was alone it was early morning coming from work it hit from the back to the front mi driver side is messed up back door is messed up it was a very scary situation

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Anonymous
map-marker Georgetown, South Carolina

Can’t get in touch with anyone

AI Highlights
  • Terry Ackerman reports debit charges for daughter's auto insurance.
  • He can't remove card info from his phone and requests removal and a refund.

I am Terry Ackerman and I have been paying my daughters auto insurance with my debit card . About three weeks ago she transferred her info to her phone and to her debit card.

The problem is I cant remove my info from my phone and you are still charging my debit card . April16 2025 you charged my account $8.67 and on April 16, 2025 you charged me $$16.36 and on April 23,2025 you charged me $26.01 .

I want my debit card removed immediately and my money returned to my account ASAP. Thanks Terry Ackerman.

User's recommendation: Do not use your phone or debit card to pay someone else’s bill.

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Franchesca B Tih

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

My tag is suspended after being in shop

AI Highlights
  • Car was in the shop; I notified Hugo.
  • Pulled over; police said insurance or tag suspended; office advised Hugo to arrange a date; call 706 425****.

My car was in the shop I called in a Hugo to let them know that my car was in the shop I got my car out last night so I spit over $2,000 got my insurance for my car and I get pulled over yesterday's and the police stated that my insurance my tag was suspended so I went to the tag office and so that tag office said if I can speak with one of the representative that work for Hugo that y'all will make some kind of arrangements or move a date back so that I wouldn't have to pay all this money for my tag so can someone please give me a call back at 706 425****

Loss:
$85

Preferred solution: I would love for Hulu we'll go back into the system state that I did have insurance and that my car was in the shop at that time I wasn't driving my vehicle at the time my was in the shop

User's recommendation: Go to both insurance and tag office wen car in shop

View full review

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